IMPS PayIn

 

IMPS Redirect


1. IMPS PayIn

Description:
IMPS (Immediate Payment Service) enables instant, secure bank-to-bank transfers in India, available 24/7 (including weekends and holidays).
 
This method uses a hosted payment page. Your system will receive a redirect URL; redirect the customer to that page, where they’ll see the bank details to complete the transfer.
 
After finishing the transfer in their banking app, the customer receives a UTR (Unique Transaction Reference). They must enter this UTR on the payment page to confirm the payment.
 
 
 
Parameter
Type
Description
Requeriment
payment_method
string
IMPS_IN
required
transaction_amount
num
Amount to process. e.g. 600
required
merchant_reference
string
Merchant’s Unique TX (i.e. ‘PAY892384082349‘)
required

Request Parameters:

IMPS Example Request:

{ "payment_method": "IMPS_IN", "transaction_amount": 600, "merchant_reference": "PAY4653613838SFX121" }

IMPS Example Response:

{ "status": "success", "data": { "tx_id": "PAY4653613838SFX121", "amount": 600, "currency": "INR", "status": "PENDING", "merchant_reference": "PAY4653613838", "created_at": "2025-09-18T11:39:26.303690+00:00", "updated_at": "2025-09-18T11:39:26.303690+00:00", "expired_at": "2025-09-19T11:39:26.303690+00:00", "account_beneficiary": "jeevitha kvb", "ifsc_code": "KVBL0001853", "payment_url": "https://...............::”     } }